Walnut Creek Dentist, Walnut Creek Dentist Patient Education

5 Reasons not to waste your Dental Insurance Before the End of Year

Did you know that each year insurance companies make millions of dollars from patients that refuse necessary dental treatment even though they have paid for their premiums.  Any annual benefits that are not used by end of the year (December 31th) will be wasted.  You could save alot of money  by using your dental benefits before the end of the year. 
these 5 reasons will show you why you should make a dental appointment now:
1. Premiums
Over the year you or your employer is paying monthly toward your premium but due to some unforeseen reason people forget to use their benefits.  Even if you don’t need any dental treatment, you should always have your regular dental cleanings to help prevent and detect any early signs of cavities, gum diseaseoral cancer and other dental problems.

2. Maximum Benefit
The yearly maximum is the most money that the dental insurance plan will pay for your dental work within one full year. This amount varies by insurance company, but the average is around $1,000 per year, per person. The yearly maximum usually renews every year (on January 1 if your plan is on a calendar year). If you have unused benefits, these will not rollover.

3. Deductible
The deductible is the amount that has to be paid annually to use your dental benefits. The average deductible for a dental insurance plan is usually around $50 per year. Your deductible also starts again by your plan renewal.

4. Cost 
Most insurance carriers and dentists increase their fees annually (Each january) due to the increased cost of living, materials and equipment. A fee increase can also make your patient portion higher.   Maximum annual benefits may not increase at the same paste.

5. More Dental problems
By delaying dental treatment, you are increasing the risk of causing more extensive treatment. A simple cavity could turn into a crown or into a root canal later. Call your dentist and schedule an appointment to use those benefits.

Mary Zarekari D.M.D.
Walnut Creek Family and General Dentist
1575 Treat Blvd. Suite 115
Walnut Creek, CA 94598
Phone: (925) 939-9177
Fax: (925) 939-4807 

Filled Under: Walnut Creek Dentist

About drzarekari

Dr. Mehri Zarekari recieved her undergraduate degree at California State University, Hayward before following her professional career at School of Dental Medicine at University of Pittsburgh, Pennsylvania. Dr. Zarekari combines an exceptional education, extensive clinical experience, and long-standing personal dedication to improving people's dental health, allowing her to bring outstanding functional health and beauty to her patient's smiles. She has been recognized as an Invisalign® Premier Provider since 2008, placing her among approximately the top five percent of Invisalign® practitioners in North America. She has demonstrated an exceptional level of Invisalign® experience and keep current on the latest techniques. If you need restorative dentistry, cosmetic dentistry, invisalign®, or full-mouth reconstruction, Dr. Mehri Zarekari provides a wide range of dental treatments using advanced technology and a gentle touch to give you the dazzling smile you’ve always dreamed of. We look forward to hearing from you! To find out more about our dentists and the dentistry services we provide, please call 925.939.9177.


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